Civil Procedure Code, 1908 (CPC) – Section 96, Order XXX Rule 10; Negotiable Instruments Act, 1881 (NIA) – Sections 20, 118(a) – This First Appeal challenged a trial court’s decree for Rs.12,00,000/-, awarded to the plaintiff based on a dishonoured cheque. The plaintiff claimed the amount was a hand loan, and the cheque was issued for its repayment. The defendant denied the loan, alleging misuse of a signed blank cheque given for business purposes (Sri Balaji Traders) and asserting a lack of consideration, material alteration, and non-joinder of the firm.
The trial court, noting the defendant’s admission of handing over signed blank cheques, invoked the presumption under Section 118(a) of NIA, finding it unrebutted.